Latest Issue (March/April 2008)
COVER STORY
Card payments fraud continues to mutate and develop, but collaboration may help banks and retailers to beat it.
CARD NOTES
Regulation – Commission scores an own goal • US interchange legislation • SEPA – Kroes lowers the bar for the third scheme • Payfair – a fairer option? • UK credit cards – then there were four • French co-branding – new launch by Banque BCP • Portuguese central bank study shows unprofitable payments.
PAYMENTS PROCESSING
Convergence among European ACHs means that the survivors must offer a wider range of services to keep their place in a post-SEPA market.
CARD MARKETS
There are indications that the eurozone may lose its ‘war on cash,’ despite its high profile. Meanwhile, banking sector leadership by osmosis appears unable to deliver a strategy and vision.
MOBILE COMMERCE
Mobile financial services to thrive – new Edgar Dunn report • ING links with MasterCard • Poland continues to introduce m-payments • LUUP concentrates on banking sector • Cornèr Bank issues Visa payWave.
FRAUD AND SECURITY
PCI DSS – some merchants still lagging • Mifare security breach – should bankers be worried? • Nationwide rolls out card readers • North American e-payment fraud reaches $3.6 billion • MasterCard push for CAP deployment in Europe.
PRODUCTS AND CONTRACTS
Banco Sabadell launches card customisation service with Serverside • Bank Alfalah to use VisionPlus • SiNSYS implements Triad • Manchester City trials PayPass • VocaLink to operate HSBC ATMs in convenience stores • POLi launches in UK • Tuesday night is web-banking night • Newcastle Building Society launches prepaid gift card • People news • Chase Paymentech • Banks corporate card alliance • Amex licenses Oberthur • MasterCard EMV cards hit 300 million• Barclaycard OnePulse push • Bibit with PayPal • Barclaycard’s prepaid solutions • HSBC-Woolworths • Atos Origin contracts • Morocco signs up Experian • eWise Systems.


