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Buyers Guide

 
Card Payment Solutions
 

 

ACI Worldwide (EMEA) Limited

59 Clarendon Road, Watford, Hertfordshire, WD17 1FQ
United Kingdom
Tel: +44 (0) 1923 816 393
E-mail: mbox-emea-marketing@aciworldwide.com

Every second of every day, ACI solutions are at work processing electronic payments, managing risk, automating back office systems, and providing application infrastructure services. Founded in 1975, ACI is a leading international provider of solutions for retail banking, wholesale banking, and cross-industry systems. ACI serves more than 800 customers in 83 countries including many of the world's largest financial institutions, retailers, and payment processors.

Visit ACI Worldwide on the Internet at www.aciworldwide.com

Alaric – evolving with your payment needs

Tel: +44 (0) 20 7593 2200
Fax: +44 (0) 20 7401 7455
Web: www.alaric.com
Email: sales@alaric.com

An international provider of leading-edge software products for EFT Authorisation & Switching, Fraud Prevention & Detection, Risk Management and Payments Integration. Alaric’s principal focus is providing business-driven technology software products for the payment industry that meets ever-increasing business demands and keeps abreast of the industry regulatory requirements.

Alaric’s products provide financial institutions, retailers and processors with products that are 100% Java and platform independent, making integration and migration far simpler.
Authentic is a highly configurable authorisation and switching system which incorporates innovative, powerful user capabilities for managing business logic and for quickly building interfaces between multiple networks, devices, internal systems.

Fractals is a real-time payment card risk management and fraud detection system which uses an advanced classification engine to detect all types of payment card fraud coupled with a highly developed rules environment.
Both Fractals and Authentic can be used by credit/debit issuers, acquirers (both ATM and merchant) and payment processors. Today Alaric serves a varied blue chip client base throughout the world with clients ranging from global organisations to small regional financial institutions.

If your world is constantly changing and time to market is imperative to your business, then you too should be talking to Alaric.

Atos Worldline
Web: www.atosworldline.com

As a service provider operating throughout Europe, the company offers its customers a variety of software products, services, and solutions for the card and payment industry.
Atos Worldline possesses extensive know-how and offers its customers innovative solutions and services, which cover the entire value chain from Consult, Build, and Run and can be implemented optionally by processing or by integration mode.
Atos Worldline helps its customers to achieve their prime objectives by considering various business strategies – either in-house, by business process outsourcing (BPO) or by a mixed mode.

BPC Banking Technologies

Bld. 2, 50A/8 Zemlyanoy Val St.,
Moscow, Russia, 109028
Tel: +7 (495) 780-3165
Fax: +7 (495) 780-3167
E-mail: info@bpc.ru
Web: www.smartvista.biz
www.bpc.ru/eng

BPC Banking Technologies

Founded in 1995 as Banking Production Centre, today BPC is a recognized provider of e-payment solutions for the global financial industry.

Our key offering to financial institutions is based on the SmartVista Suite, an industry acclaimed set of software products, catering for every aspect of business related to transaction processing and card management. With a dedicated team of professionals, we work with the largest and most progressive financial institutions, developing and deploying SmartVista based solutions, which address their specific business requirements.

Today BPC has a strong global reach with a sales, marketing and support presence in branches and subsidiaries operating throughout Europe, in Asia Pacific and the Middle East. In addition we are represented through corporate business partners in different regions and have strong alliance relationships with industry leaders.

Cardis International

www.cardis-international.com
Tel: +31 208 905 550

EUROPEAN SMALL-PAYMENTS SOLUTION

• Small value cash transactions are aggregated into larger value EMV debit/credit transactions, processed through the existing infrastructure
• Allows contact and contactless EMV debit/credit cards to replace cash transactions with significant savings and fees acceptable to the retailers
• Provides speed and convenience for consumers with small payments processed offline, without PIN.

Compass Plus

Web: www.compassplus.com

See main entry under Software Solutions

CyberSource Ltd.

The Waterfront,
300 Thames Valley Park Drive
Reading RG6 1PT, UK
T: +44 (0)118 929 4840
E: uk@cybersource.com
W: www.cybersource.co.uk

Manage payment, maximise profit

CyberSource is the world’s first payment company. We offer an extensive range of global payment types, with fully integrated risk management and payment security (PCI) solutions.

With over 20,000 customers worldwide, we make your payment systems as secure and efficient as possible, maximising your revenue potential.
We can help you sell more online. Safely.

HIGHTECH PAYMENT SYSTEMS

www.hps-worldwide.com

Please see our main entry under
Payment Software Solutions.

OpenWay Group is an international software company founded in 1995 to develop WAY4, an innovative, flexible, streamlined payment processing framework. WAY4 is a proven foundation for a wide range of software solutions, including WAY4 Card Management System (CMS), WAY4 Merchant Management, WAY4 Advanced Switch, WAY4 Self-Service, WAY4 Commercial, WAY4 Loyalty and others. Built on the Oracle platform and UNIX clusters, WAY4 processes more than 3,000 business transactions per second.

Today, OpenWay’s success is proven by more than 80 banks and processing companies in Europe, Asia, the Middle East, and Americas. Some customers manage more than 15 million debit and credit cards on a single WAY4 platform.
OpenWay is financially independent and is consistently profitable as audited by PriceWaterhouseCoopers.

www.openwaygroup.com

Postilion

Web: www.postilion.com

See main entry under Software Solutions

Retail Decisions

Claire Lombardi
Head of Marketing
Retail Decisions
ReD House, Brookwood
Surrey GU24 OBL, UK
E-mail: clombardi@redplc.com
Tel: +44 (0) 1483 728700
Fax: +44 (0) 1483 488895
Web: www.redplc.com

Retail Decisions – Making Payments Simple and Secure

Retail Decisions (ReD) is a payment card issuer and a world leader in card fraud prevention and payment processing. We have over 19 years experience in the fraud prevention market, and are a specialist supplier to the payments industry worldwide.
ReD’s services include:
• Fuel Cards
• Fraud Prevention
• Payment Processing
• Prepaid Cards
• Payment Consulting
Our customers are leaders in their field and come from the following sectors:
• Telecommunications
• Retail
• Travel
• Petroleum
• Banking
• The Broader e-Commerce Sectors

Thales e-Security

The e-Security activities of Thales are dedicated to three key markets providing security for banking, corporate, and government networks and applications. Our cryptographic security products and solutions are employed by more than half of the world's banks and financial institutions and secure more than 70% of the world’s point of sale and ATM transactions. PKI implementations are also deployed in the busiest stock exchanges for electronic and online trading.

Many of our systems utilise smart card technology to provide key management and strong user authentication for identification and physical and logical access. Solutions are provided for card payments, online banking, and local and national identity schemes.
A partner to the global card payments industry from the outset, Thales has a unique understanding of the security requirements of today’s electronic payment applications. With specialist skills in technologies including cryptography, tamper-resistant hardware and key management, our systems enable electronic payments to be made with confidence.

Thales' smart card solutions focus on three key areas:
ATM/EFTPOS transaction security
Secure card personalisation and data preparation
Advanced authentication of transactions and identities

Thales provides a portfolio of products that together secure back office host systems, middle office web and application servers, and front office end-user systems, providing strong transaction security and user authentication through the use of tokens and smart cards.

The Thales Group is a worldwide leader in electronics for the Defence, Aerospace and Security sectors. Stable parentage and an extensive track record of profitability combine to make Thales the company of choice for your secure e-business solutions.

Thales e-Security
Meadow View House
Long Crendon
Aylesbury
Buckinghamshire
HP18 9EQ
Telephone +44 (0) 1844 201800
Fax: +44 (0) 1844 208550
e-mail: emea.sales@thales-esecurity.com

Associations: Payment Security, Payment Systems, Card Issuing, Card Personalisation, Host Security Modules, PKI, Security Systems, Identity Management.
Website: www.thalesgroup.com/esecurity

Lacplesa 41,
LV-1011 Riga, Latvia
Phone: +371 6 728 6660
Kronborgsgränd 1,
SE-164 87 Kista, Sweden
Phone: +46 8 703 6200

Drammensveien 134,
PO Box 684-Skøyen,
NO-0214 Oslo, Norway
Phone: +47 23 31 9000
E-mail: cards@tietoenator.com
Web: www.tietoenator.com/cards

TietoEnator is among the leading IT service companies in Europe. It specialises in consulting, developing and hosting its customer business operations in the digital economy.

TietoEnator’s global solutions for banking areas contain systems in core banking, e-banking, payments, cards, mortgages, instalment credit and collections.
Card Suite is a suite of diverse software products developed by TietoEnator to provide the base for a wide range of payment card issuing, acquiring and processing, as well as switching and clearing functions, u-commerce, fraud and dispute management solutions.

It is a proven and reliable solution used by a large number of customers in different geographies, in developing and mature markets, by new and established players that have chosen TietoEnator for its capability to deliver innovative solutions with a solid return on investment.

TSYS Card Tech

Tel +44 (0) 20 7761 7800
Fax +44 (0) 20 7244 7233
Web: www.tsyscardtech.com
E-mail: info@ctl.com

TSYS Card Tech is an international provider of licensed, server-based solutions that meet the payment needs of financial institutions of all sizes throughout the world.

For banks competing in global markets, we offer the perfect combination of market-leading functionality, flexibility and capacity.

Our core products are developed in house and address all aspects of the card-management business, including card issuance, merchant acquiring, authorisation, message switching, key and PIN management, e-commerce and dispute and fraud management.

TSYS Card Tech, formerly known as Card Tech Limited, is a wholly owned TSYS® (NYSE: TSS) subsidiary. Together with TSYS, we serve more than 300 clients in more than 75 countries and support 13 offices around the globe.

See also our entries under Software Solutions and Fraud Management




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