CARD MARKETS                             

(1) EC rules on MasterCard interchange, Jan/Feb, p4 (CN).

(2) French market rationalisation, Jan/Feb, p4 (CN).

(3) Co-branding – new programmes rolled out in France, Jan/Feb, p5 (CN).

(4) Regulation – Commission scores an own goal. Plus: US interchange legislation, Mar/Apr, p4 (CN).

(5) Co-branding – new launch by BCP, Mar/Apr, p8 (CN).

(6) Portugal – Central Bank study shows unprofitable payments, Mar/Apr, p8 (CN).

(7) Losing the war on cash, Mar/Apr, p24. Despite its high profile there are indications that the eurozone may lose its ‘war on cash’. Banking sector leadership by osmosis appears unable to deliver a strategy and vision.

(8) Surprise findings on impact of lower interchange, May/June, p6 (CN).

(9) Interchange in Australia. Plus: More changes on the way? (SB) May/June, p6 (CN).

(10) UK payments – goodbye to cheques, May/June, p10 (CN).

CASH

(11) Cash on the way back in UK, May/June, p5 (CN).

CHARGE CARDS

(12) Citi sells Diners to Discover, May/June, p10 (CN).

CONTACTLESS PAYMENTS

(13) May/June: UK contactless underwhelms • EAT contactless payments • First PayPass mini-card rollout • JCB chooses Collis.

COVER STORY

(14) SEPA at the POS, Jan/Feb, p10. Under pressure from the ECB to step up standardization work, the European Payments Council is trying to clarify some of the grey areas in the SEPA Cards Framework. Plus: SEPA – the Drive for Standardisation (SB).

(15) Fighting card fraud, March/April, p10. Card payments fraud continues to mutate and develop but collaboration may help banks and retailers to beat it.

(16) Banks and retailers at cross purposes, May/June, p12. There is plenty happening in the retail payments world to worry banks. The answer, some think, lies in their relationship with retailers. But are banks offering what retailers want?

CREDIT CARDS

(17) UK credit cards – missing, believed lost: anyone seen £4 billion? Jan/Feb, p8 (CN).

(18)  UK credit cards – then there were four, Mar/Apr, p6 (CN).

(19 ) Santander beefs up card and consumer finance activities, May/June p4 (CN).

DEBIT CARDS

(20) Kroes lowers the bar for the third scheme. Plus: Payfair – A fairer option? Mar/Apr, p5 (CN).

(21) Third scheme feasibility study, May/June, p4 (CN).

(22) Maestro out of favour, May/June, p5 (CN).

(23) Debit leaving consumers feeling short changed, May/June, p22. Debit is ripe for innovation but success will be dependent upon understanding the complexities of consumer needs while convincing the banks and merchants of the benefits of change.

E- and M-COMMERCE

(24) NFC payments – stepping up the pace, Jan/Feb, p6 (CN).

(25) Ichi-ban, Jan/Feb, p16. Japan is the world’s most developed mobile and contactless payments market – and most Japanese have welcomed the opportunity to switch card functions to their phones.

(26) Mar/Apr: Mobile Financial Services to thrive – new Edgar Dunn research • ING and MasterCard • Poland continues to introduce m-payments • Luup concentrates on banking sector • Cornèr Bank issues Visa payWave.

(27) May/June: Pegasus begins to fly • Next plans mobile payments • A new type of mobile prepay • JupiterResearch finds more mobile coupon deployment • New research on P2P payment • Mobile payments plan • Poste Mobile launches m-payments • A&L extends UK m-banking • Digitised retailing is the way of the future.

FRAUD, SECURITY AND LEGAL AFFAIRS

(28) Mar/Apr: PCI DSS – some merchants still lagging • Mifare security breach – should bankers be worried? • New card reader rollout by Nationwide in the UK • North American e-payment fraud reaches $3.6 billion • MasterCard push for CAP deployment in Europe.

(29) May/June: New payment application data security standard • Book review • PED security flaws • Eurosmart security rankings.

PAYMENTS PROCESSING

(30) How ACHs could evolve, Mar/Apr, p18. Convergence among European ACHs means that the survivors must offer a wider range of services to keep their place in a post-SEPA market.

(31) Equens bilateral payments with Iberpay and Seceti, May/June p5 (CN).

(32) Vocalink in funding discussions, May/June, p10 (CN).

(33) The US invasion of Europe, May/June, p18. There has long been a joke that SEPA actually stands for ‘Send European Payments to America’. As with all good jokes, it contains an element of truth.

PAYMENT SYSTEMS

(34) Preserving interchange: from explicit to implicit MIF, Jan/Feb, p21. A bold concept to resolve the current impasse over interchange.

POS TERMINALS

(35) Jan/Feb: Merger activity as VeriFone stumbles • Hypercom deals.

PREPAID CARDS

(36) Jan/Feb: Metavante heads for Europe with Nomad acquisition • Euronet launches prepaid services in Italy • Altair and Tippcash partner in German prepaid launch • Bank Invik links with Payzone in the UK • Alliance & Leicester forms PCCL • Wal-Mart MoneyCard.

PRODUCTS & CONTRACTS

(37) Jan/Feb: Instant issuance from Visa and Datacard • Trüb innovations • Personalised nature cards from Volkswagen Bank • New card programmes from Citi and BRED • Experian contracts • Serverside contracts • TietoEnator-Rusfinancer • New First Data deals in Europe • Fair Isaac solutions for CNP fraud • Cryptomathic partners with CPS Technologies • RI processing in Romania.

(38) Mar/Apr: Banco Sabadell launches card customisation service with Serverside • Bank Alfalah to use VisionPlus • SiNSYS implements Triad • Manchester City trials PayPass • VocaLink to operate HSBC ATMs in convenience stores • POLi launches in UK • Tuesday night is web-banking night • NBS prepaid gift card • Chase Paymentech opens Europe HQ in Dublin • MasterCard EMV cards hit 300 million • Barclaycard OnePulse push •Banks corporate card alliance • Bibit with PayPal • Barclaycard’s Prepaid move • HSBC – Woolworths • Atos Origin contracts • Amex licenses Oberthur • Morocco signs up Experian • New Online payment system • People news.

(39) May/June: SEPA advances in Holland • GlobalPlatform finalises device specification • Growth at Hypercom • New test service for Belgian banks • Easybus deploys Netbanx • EPCA/ECR awards winners • Nordea and Stockmann card co-operation • Prepaid card rebuilds credit • Modus launches payroll card • Aconite works on Visa prepaid • First Data to acquire InComm • BBS acquires Netaxept • Telekurs to acquire for PayLife • Equifax investment in Russia • ID Data wins Buypass contract • MasterCard selects ACI solution • Eiger rebranded • Mobile voucher deal for Commidea • People news.